Education

Navigating the health care system can be complicated. PSI is here to help put the puzzle pieces together.

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VIDEO SERIES

A video series aimed at providing health insurance information and education.

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Rare Perspectives

Rare Perspectives, a podcast to shed light on the many journeys that patients encounter. Join us as we go beyond the diagnosis and explore the heart of the experience!

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Select your state to learn more about your health insurance options

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Need help navigating your health insurance options?

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Helpful Health
Insurance Terms

Below are common health insurance terms. Please consult with your plan for specific plan benefits.

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The amount you pay each month to have health insurance coverage.

Premium

The amount you pay each month to have health insurance coverage.

Deductible

The amount you pay for covered health care services before your insurance plan will pay for those services.

Co-pay

A fixed dollar amount that you pay for a covered health care service usually after you’ve paid your deductible.

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A percentage of costs that you pay for covered health care services usually after you’ve paid your deductible.

Coinsurance

A percentage of costs that you pay for covered health care services usually after you’ve paid your deductible.

Out of Pocket Maximum

The maximum amount that you have to pay for covered services in the plan’s coverage year.

Provider Network

The providers, facilities, and pharmacies that your plan has contracted with to provide health care services.

Drug formulary

A list of prescription drugs covered by your plan’s prescription benefits.